Hey OP Crew,

 

Bill Griffo here with something special.

 

Today, I’m going to introduce an extremely valuable investment right now that protects you from inflation and also can be an ideal savings account used for education.

 

Here’s the catch …

 

It could be MUCH less valuable if you don’t act by this Friday.

 

Let’s go!

 

Bonds, I Bonds

Series I saving bonds offer investors an interest rate that changes with inflation.

 

Rising inflation is bad for traditional bonds because it erodes the value of bondholders’ coupon interest payments, often triggering a drop in bond prices.

 

This year alone, bond prices are down 27%! 

 

So you want to maximize your use of products like I bonds, which beat the inflation rate handily right now. 

 

For example, today you are able to lock in a 9.62% yield on an I bond issued and paid for by Oct. 31.

 

9.62% interest!

 

Compare that to:

 

• • • 12-month T-bill at 4.55%
    • 12-month Bank CD at 3.55%
    • Savings account 3% 

 

There’s no doubt that I Bonds are the highest inflation adjusted yield you can receive today … 

 

But here is the catch … 

 

The I bond variable interest rate will change on Nov. 1, and will be lower than the current level.

 

However!

 

Purchasing by Friday – as recommended by the US Treasury – locks you in for six months of the 9.62 rate and backdates the interest to the beginning of October.

 

Important I bond details straight from the Treasury can be found here.

 

I Bonds Also Offer Additional Benefits, Including:

 

• Taxes are deferred until you either redeem your bonds or they mature after 30 years. 
• Even better, if you use I bond proceeds to pay for college expenses, you will avoid federal, state, and local tax. 
• Most interest rates are quoted in annual terms, but the I bonds are quoted in semi-annual, six-month terms. So, when the government announces a six-month consumer price index inflation rate, you multiply that by two to get your rate of interest.
• Lastly, the minimum rate you will ever get is 0%, so even if we go through a period of negative inflation, your income stream will never go negative. 

 

How I Bonds Work

 

The current semi-annual rate is 4.81%.

 

That equates to an annualized rate of 9.62%.

 

The nice thing is, you earn interest monthly and that interest is compounded semiannually, meaning that, every six months, the Treasury applies the bond’s interest rate to a new principal value.

 

The bottom line for you: Your bond’s value grows both because it earns interest and because the principal value gets bigger.

 

Sadly, you are restricted to purchasing up to $10,000 per social security number, with an additional $5,000 available for purchase through tax refunds.

 

You can buy electronic I bonds by opening an account at Treasurydirect.com.  

 

You can also buy paper I bonds with your IRS tax refund.

 

Investors are concerned about rising prices in nearly every category. In September, the consumer-price index rose over 8% year over year. 

 

The yield on I bonds beats every other product in the fixed-market market.

 

The October rate even beats high yield bonds right now – and they come with no credit risk.

 

How to Maximize Your Holdings

To maximize I bond holdings, consider opening multiple accounts on the TreasuryDirect platform. 

 

A couple can open an individual account for each spouse, and you can also open an account for an LLC or S Corp., if you own a business … 

 

That brings the total to $30,000 a year, which can be increased to $35,000 if a couple filing jointly buys another $5,000 I bonds with their IRS income tax refund.

 

Selling Your I Bonds

You can cash in (redeem) your I bond after 12 months.

 

 However, if you cash in the bond in less than 5 years, you lose the last 3 months of interest. 

 

For example, if you cash in the I Bonds after 18 months, you get the first 15 months of interest. 

 

Now, with overall inflation just above 8% you are comfortably beating inflation, and interest in them is absolutely exploding …

 

Bring It Home

As an investor you need to think outside the box.

 

We are in very different times and if you want to research the environment we are likely to be in for the next few years, check out the 1974 to 1981 period.

 

The bottom line is the massive stimulus the government and Federal Reserve has pumped into the financial system has ignited an inflation that will take many years to tame.

 

The best thing you can do for yourself and your family is invest up to 20% of your hard earned savings into investments like I Bonds, Treasury Inflation Protection Securities (TIPs), and dollar cost average into physical gold and even some Bitcoin.

 

Another way to maximize your returns with little risk is to apply a disciplined equity option based income strategy.

 

Option Pit has helped investors win in all types of market environments for many years …

 

If you are interested in learning more, call 888-872-3301 and speak to our best-in-class Customer Care Team.

 

You will be glad you did!

 

Good luck and remember to always …

 

Live and Trade With Passion My Friend,

Griff