A Fintech Double Down, Or Double Whammy?

Hey Traders,

It may have been a (relatively) calm day on the markets yesterday …

But one payment processing name didn’t share the sentiment!

This stock saw some unusually huge volume crossing the tape …

And it looks like a Smart Money double whammy!

(Though, it’s not all bad news …)

Was this all the same trader … or is this a case of Big Money following Big Money?

Doubling Down

Pagseguro Digital (Ticker: PAGS) is a fintech and digital payment company that has gotten battered over the last several weeks …

Between releasing disappointing preliminary Q3 numbers, new regulatory fears, and concerns about inflation, PAGS shares shed nearly 50% between their late August high of $61.65 and their Monday low of $31.10.

While the shares had a strong trading day on Tuesday after Goldman Sachs noted the recent sell-off may be “overdone,” but even a +14% day didn’t do much to soothe recent burns …

And in PAGS pits, Smart Money was quick to make some moves …

Minutes after noon, one trader sold a block of 4,000 October 37.5-strike calls for $0.75 — likely closing out a position that unfortunately looks like it won’t be in-the-money by the time Friday rolls around.

While they were able to recoup $300,000 in premium on that closeout, they also opened a pair of bull call spreads that seemed to say they weren’t done chasing the 37.5-strike just yet …

First, they opened up a November 37.5-45 call spread, paying $2.65 for 2,000 contracts of the November 37.5-strike calls, and selling the same number of contracts of the 45-strike calls for $0.70.

While the sale of the 45’s helped reduce the initial outlay required, this is still a hefty $390,000 outlay — wiping out the premium received from their October sale, plus a little extra.

Of course, they weren’t done yet …

They also opened up a January 2022 37.5-47.5 call spread, this time more than doubling down, and selling 5,000 contracts of the 47.5-strike calls for $1.20, and paying a handsome $4.00 for the same amount of January 2022 37.5-strike calls!

That’s a $1.4 million outlay, even with the 47.5-strike sold …

Smart Money seems to think 37.5 is the magic number … 

Second Chances?

This wasn’t the only interesting action happening in PAGS pits. 

Just four minutes later, another trader also made an adjustment to their PAGS position.

They’re remaining bullish … but tempering their expectations.

In this trade, the Smart Money trader sold 25,000 contracts of the January 2023 62.5-strike calls for $2.10.

This brought in a whopping $5,250,000 …

Which the trader promptly used to help finance the purchase of even more January 2023 calls — specifically, paying $4.48 for 26,104 contracts of the 50-strike calls.

Without the $5.25 million in premium received, an outright purchase of these lower-strike calls would have cost the trader $6,212,752. Instead, their out-of-pocket cost was a mere $962,752.

They did lower their breakeven price significantly, though …

So it seems like Smart Money is staying stubbornly bullish on the in-pain payment processing stock.

Of course, the interesting question is …

Was this one Smart Money trader doubling down, or was this a case of “Big Money begets Big Money”?

Often, when a Big Money trader sees another Big Money trader targeting a stock, they’ll take their chances and jump in as well … (see, even Smart Money follows Smart Money!)

Hopefully positive Q3 results and the absence of additional regulatory hurdles will help the shares reclaim their former glory …

In which case, these two traders will likely rake in a healthy profit.

Your Only Option,

Mark Sebastian

Mark Sebastian

Mark Sebastian

Mark Sebastian is a former member of both the Chicago Board Options Exchange (CBOE) and the American Stock Exchange (AMEX), where he spent years mastering the art of options trading in the most competitive environment imaginable. As Chief Investment Officer at the hedge fund Karman Line Capital, Mark manages sophisticated options strategies for institutional clients. He is the author of two highly regarded books on options trading: ‘The Option Traders Hedge Fund’ and ‘Trading Options for Edge.’ Mark is a frequent guest on major financial networks including CNBC, Fox Business News, Bloomberg, and First Business News, where he provides expert commentary on market volatility and options strategies.

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About the Author

Mark Sebastian

Mark Sebastian

Former CBOE floor trader and CIO at Karman Line Capital. Author of ‘The Option Traders Hedge Fund’ with over 30 years of options trading experience.

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